Generations Credit Union
  













  Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.   Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.

FEE SCHEDULE
 

Current as of March 5, 2005

Account Fees:
  • Money Order - $1.00 each
  • Cashier's Check - $1.00 each (one free check per visit)
  • Copy of Money Order / Cashier's Check - $5.00 each
  • Stop Payments*: One Check - $10.00; Series of Checks - $15.00
  • Stop Payment on a Cashier's Check (only if lost/stolen) - $10.00
  • Check and Statement Copies - $1.50 each**
  • Overdraft Transfers*** - $5.00 each
  • NSF check, electronic (ACH) payment, or debit*** - $30.00 per item
  • Returned Deposit Item - $10.00;
    if from your account at another institution - $25.00
  • Capital Checking Account - $3.00 per month if balance drops
    below $200.00
  • Account Closed by GCU due to abuse - $25.00

    *  Check stop payments are free through Online Banking or Phone Banking
    ** Statement copies and check images are free through Online Banking
    ***See disclosure explaining Regulation D and how it limits your accounts

ATM, Debit, and Credit Card Fees:

  • Replacement Cards or PINs - $5.00 each
  • Card cancelled by GCU due to abuse - $25.00
  • Copy of Visa credit or debit transaction - $8.00

Club Account Fees:

  • College Club withdrawals before disbursement date - $50.00
  • Holiday or Vacation Club withdrawals before disbursement date - $25.00

Certificate Fees:

  • Early withdrawal on 3-11 months - 90 days loss of dividends
  • Early withdrawal on 12-17 months - 180 days loss of dividends
  • Early withdrawal on 18+ months - 6-9 months loss of dividends

Safe Deposit Box Fees:

  • Annual fee:
    3x5 -- $20.00
    3x10 -- $35.00
    6x10 -- $45.00
    9x10 -- $85.00
  • Key replacement - $10.00
  • Box drilling/repair - $125.00

Miscellaneous Fees:

  • Account reconciliation, per hour (1/2 hour minimum) - $20.00
  • Wire Transfers: (incoming) - free (outgoing) - $15.00
  • Early Account Closure (if closed within the first six months of opening) - $5.00
  • Dormant accounts - $5.00 per month


Routing No: 3251 80935 Copyright © 2007 GCU