Generations Credit Union
  













  Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.   Your savings are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency.

LOAN RATES
 

Anticipated yields & rates are current as of 4/1/08.
Rates are subject to change without notice.

Your individual financing and the interest rate for which you qualify will be based on your personal credit history and the term of the loan.

APR = Annual Percentage Rate, LTV = Loan to Value

New & Used Automobiles:
Term LTV APR Periodic Rate
Up to 72 months 80% 5.20% - 15.25% .01425 - .04178
Up to 72 months 100% 6.20% - 15.25% .01699 - .04178

Boats (over 16') & Recreation Vehicles:

Term LTV APR Periodic Rate
Up to 120 months 80% 6.45% - 16.25% .01767 - .04452
Up to 120 months 100% 7.45% - 9.45% .02041 - .02589

Boats (under 16'), Jet Skis, Snowmobiles, Dirt Bikes & ATVs:

Term LTV APR Periodic Rate
Up to 36 months 80% 7.45% - 16.25% .02041 - .04452
Up to 36 months 100% 8.45% - 10.45% .023841 - .02863

Signature/Consolidation:

Loan Amount Term APR
$250 - 2,500 Up to 12 months 8.20% - 18.00%
$2,501 - 5,000 Up to 24 months 10.20% - 14.20%
$5,001 - 10,000 Up to 48 months 11.20% - 15.20%

Timeline (line of credit):

Loan Amount Term APR
$10,000 48 months 10.50% - 14.50%

One-Pay-Note:

Loan Amount Term APR
$5,000 12 months 11.25% - 18.00%

Home Equity:

Loan Rate Type LTV APR Term
Visa Gold HELOC Variable 85% 5.25% - 11.25% 1.5% balance
Home Equity Fixed 80% 7.40% - 15.00% 60 months
Home Equity Fixed 80% 7.90% - 13.90% 120 months
Home Equity Fixed 80% 8.30% - 12.30% 180 months
Home Equity Fixed 100% 8.80% - 12.80% 60 months
Home Equity Fixed 100% 9.30% - 13.30% 120 months
Unimproved Property Fixed 80% 8.80% - 12.80% 60 months
Unimproved Property Fixed 80% 9.30% - 18.00% 120 months

Visa Cards:

Card Rate Type APR Periodic Rate
Gold Variable 5.00%-11.00% .01370 - .03014
Platinum Variable 9.90% - 17.20% .02712 - .04712


Routing No: 3251 80935 Copyright © 2007 GCU