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Anticipated yields & rates are current as of May 10, 2010.
Rates are subject to change without notice.
Your individual financing and the interest rate for which you qualify will be based on your personal credit history and the term of the loan.
APR = Annual Percentage Rate, LTV = Loan to Value
New & Used Automobiles:
| Term |
LTV |
APR |
Periodic Rate |
| Up to 72 months |
80% |
5.20% - 15.25% |
.01425 - .04178 |
| Up to 72 months |
100% |
6.20% - 15.25% |
.01699 - .04178 |
|
Boats (over 16') & Recreation Vehicles:
| Term |
LTV |
APR |
Periodic Rate |
| Up to 120 months |
80% |
6.45% - 16.25% |
.01767 - .04452 |
| Up to 120 months |
100% |
7.45% - 9.45% |
.02041 - .02589 |
|
Boats (under 16'), Jet Skis, Snowmobiles, Dirt Bikes & ATVs:
| Term |
LTV |
APR |
Periodic Rate |
| Up to 36 months |
80% |
7.45% - 16.25% |
.02041 - .04452 |
| Up to 36 months |
100% |
8.45% - 10.45% |
.023841 - .02863 |
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Signature/Consolidation:
| Loan Amount |
Term |
APR |
| $250 - 2,500 |
Up to 12 months |
8.20% - 18.00% |
| $2,501 - 5,000 |
Up to 24 months |
10.20% - 14.20% |
| $5,001 - 10,000 |
Up to 48 months |
11.20% - 15.20% |
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Timeline (line of credit):
| Loan Amount |
Term |
APR |
| $10,000 |
48 months |
10.50% - 14.50% |
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One-Pay-Note:
| Loan Amount |
Term |
APR |
| $5,000 |
12 months |
11.25% - 18.00% |
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Home Equity:
| Loan |
Rate Type |
LTV |
APR |
Term |
| Home Equity |
Fixed |
80% |
5.50% - 11.50% |
Up to 120 months |
| Home Equity |
Fixed |
80% |
6.00% - 10.00% |
121-180 months |
| Home Equity |
Fixed |
90% |
6.00% - 10.00% |
Up to 120 months |
| Home Equity |
Fixed |
90% |
6.50% - 10.50% |
121-180 months |
| Unimproved Property |
Fixed |
80% |
8.80% - 12.80% |
60 months |
| Unimproved Property |
Fixed |
80% |
9.30% - 18.00% |
120 months |
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Home Investment Loan:
| Loan |
Rate Type |
APR |
Term |
| "Green" purpose |
Fixed |
As low as 7.00% |
Up to 84 months |
| Non-green purpose |
Fixed |
As low as 8.00% |
Up to 84 months |
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Allowable "Green" purposes: Energy Star appliances, high efficiency windows, high efficiency heat pumps, solar panels, renewable fiber carpets/flooring, reclaimed lumber, renewable/natural source countertops,
catch barrels/rain gardens, renewable/natural source insulation, solar water heater systems.
Visa Cards:
| Card |
Rate Type |
APR |
Periodic Rate |
| Platinum |
Variable |
9.90% - 17.20% |
.02712 - .04712 |
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