| |
Classic |
Platinum |
Gold |
Annual Percentage Rate (purchases, balance transfers, cash advances)
|
11.20% - 14.20% |
9.90% - 12.90% |
8.25% - 14.25% |
| Daily Periodic Rate |
.02260 - 03890 |
.02712 - .03534 |
.02260 - .03904 |
| Grace Period for Repayment of Balances for Purchases |
25 days |
25 days |
25 days |
Method for Coupounding the Balance for Purchases (exluding new purchases) |
Average Daily Balances |
Average Daily Balances |
Average Daily Balances |
| Annual Fee |
None |
None |
None |
| Minimum Finance Charge |
None |
None |
None |
| Cash Advance Fee |
None |
None |
None |
| Over Credit Limit Fee |
$20.00 |
$20.00 |
$20.00 |
Late Payment Fee (after 15 days) |
$15.00 |
$15.00 |
20% of interest due |
| NSF Fee |
$30.00 |
$30.00 |
$30.00 |
| International Exchange Fee |
1% of transaction |
1% of transaction |
1% of transaction |
|