Checking Accounts

Generations offers four personal checking account choices. All include:

Free Online Banking

Free Bill Pay

Free Mobile Banking

Free unlimited check writing

Free ATM/debit card

Free telephone banking

Optional overdraft protection

Free Nationwide ATM Network Access

Simply Checking

Our basic checking account


  • No minimum balance
  • No monthly fee with eStatements, otherwise $5


$25 minimum opening deposit
Prime Time Checking (Age 50+)

An great option for our members who are 50 or better.

  • No minimum balance
  • No monthly fee
  • No minimum opening deposit
  • Free designer checks
$25 minimum opening deposit
Capital Checking

An account that’s perfect for higher balances.

  • Earns dividends on balances over $200
  • $200 minimum balance
  • No monthly fee with minimum balance, otherwise $5


$25 minimum opening deposit

1 No surcharge fees are assessed by Generations on ATM withdrawals.

Online Banking and Bill Pay

Access your Generations accounts online 24/7.  Check balances, pay bills, see account history, and more.  Online Banking and Bill Pay are free services with ALL Generations checking accounts.

Financial Software Users Click here for Conversion Instructions

Free Online Banking
Free Bill Pay

Check balances

View account history

Transfer funds between accounts

See if checks have cleared

Access e-Statements

Make secure payments 24/7

Schedule future payments

Set up recurring payments

Speed up payment process

Save money on postage


ATM/Debit Cards

An ATM card gives you 24-hour access to your account. You can make withdrawals, deposits & even buy stamps at participating ATMs. In addition to ATM access, a Debit card works like a cash and is accepted for purchases anywhere you see the Visa logo.

Report Debit Card Lost/Stolen
ATM/Debit Card Agreement & Application

Account Disclosures

View Rates

Deposit Accounts

Email Link Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Generations Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated please contact Generations Credit Union by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

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External Link Disclaimer

You will be linking to another website not owned or operated by Generations Credit Union. Generations Credit Union is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Generations Credit Union.

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