Energy and Solar

Loans for Solar and Energy Improvement Projects

Generations is proud to offer personal loans for the purchase and installation of solar systems and energy efficiency improvements including Heating, Ventilation & Air Conditioning (HVAC) systems and windows. The only collateral is the equipment itself, so the loan does not require home equity, is not a second mortgage and does not require an appraisal. There are no origination fees, no application fees, and never a penalty for early repayment. 

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Energy Improvement Loan

An Energy Improvement Loan can be used for a wide variety of Heating, Ventilation & Air Conditioning (HVAC) and related projects including heat pumps, furnaces, air conditioning systems, water heaters, solar and windows. The loan can be used for all project costs including equipment, supplies and labor.  You can invest in Energy Improvements that will not only make you more comfortable at home, but will pay you back every month with lower energy bills. 


Fixed-Rate Solar Term Loans

Finance your solar energy system so that you pay over time, as your system generates electricity and reduces your energy bills!  Photovoltaic (PV) systems, solar water heaters, battery back-up systems and all of the accompanying equipment, supplies and labor qualify for this loan. With fixed-rate loan terms of 15 and 20 years, start your renewable energy generation today and lock in your low cost of energy for years to come!

14-Year Summer Solar Loan

The Summer Solar Loan is specially designed so customers have “no payments until next summer.” The first payment is due June 15th of the year AFTER the system installation, and is equal to 15% of the loan amount. That is plenty of time for most borrowers to file their taxes and take advantage of the 30% federal solar tax credit. The Summer Solar Loan has a 14-year term with a fixed rate the first 7 years and a one-time rate and payment adjustment at the beginning of the 8th year.  Apply today and enjoy no payments until next summer!

21-Year Solar Jackpot Loan

The Solar Jackpot Loan from Generations gives you the lowest rates and lowest monthly payments available.  It is like three 7-year fixed-rate term loans back to back to back, with fixed interest rates during each 7-year segment.  Want to hit the jackpot with the lowest monthly payments in the industry for your solar power?  Apply today!





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