SECURITY CENTER

Energy and Solar

Personal Loans for Solar and Energy Improvement Projects

Generations is proud to offer personal loans for the purchase and installation of solar systems and energy efficiency improvements including Heating, Ventilation & Air Conditioning (HVAC) systems and windows. The only collateral is the equipment itself, so the loan does not require home equity, is not a second mortgage and does not require an appraisal.  There are no origination fees, no application fees, and never a penalty for early repayment. 

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Solar Term Loans

Finance your solar energy system so that you pay over time, as your system generates electricity and reduces your energy bills!  Photovoltaic (PV) systems, solar water heaters, battery back-up systems and all of the accompanying equipment, supplies and labor qualify for these loans.  With interest rates as low as 3.99%, start your renewable energy generation today!

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Summer Solar Loans

The Summer Solar Loan is specially designed so customers “don’t pay until next summer.”  The first payment is due June 15th of the year AFTER the installation, and is equal to 15% of the loan amount.  That is plenty of time for most borrowers to file their taxes and take advantage of the 30% federal solar tax credit.  The Summer Solar Loan has a 14 year term with a fixed rate the first 7 years and a one-time rate and payment adjustment at the beginning of the 8th year.  Rates on this program now start as low as 4.740% for borrowers who set up an automatic monthly loan payment.  There is a cap of 2.50% in place to control the rate adjustment.  Apply today and don’t pay until next summer!

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Energy Improvement Loans

Energy Improvement Loans can be used for a wide variety of Heating, Ventilation & Air Conditioning (HVAC) and related projects including ducted heat pumps, ductless heat pumps, furnaces, air conditioning systems, water heaters and windows.   The loans can be used for all project costs including equipment, supplies and labor.  However, they can NOT be used for appliances such as refrigerators, washers, dryers, ranges, etc.  You can invest in Energy Improvements that will not only make you more comfortable at home, but will pay you back every month with lower energy bills.  Our most popular option is 7 years with rates as low as 4.490%.  Apply today!

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Loans

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