SECURITY CENTER

Deposit Rates and Fees

Deposit Interest Rates

Anticipated yields & rates are current as of August 1, 2015. Rates are subject to change without notice.

Truth in Savings Disclosure

 

SHARES (SAVINGS ACCOUNTS)

ACCOUNT RATE TYPE RATE APY MIN BALANCE
Savings (Share) * Variable 0.05% 0.05% $5.00
Holiday Club Variable 0.25% 0.25% None
College Club Variable 1.00% 1.00% None

Fees can reduce earnings on the account.
*Includes Regular, Prime Time, Kid's Club, and Teen Club Savings accounts
Minimum deposit required to open is $5.00. To earn a dividend, your account balance must be $100.00. For the days your balance drops below $100.00 you will not earn dividends.

CHECKING ACCOUNTS
 
ACCOUNT RATE TYPE RATE APY MIN BALANCE
Simply Checking * N/A 0.00% 0.00% $0
Capital Checking ** Variable 0.05% 0.05% $200, $500**
Prime Time Checking * Variable 0.00% 0.00% $0
Teen Checking * Variable 0.10% 0.10% $0

Fees can reduce earnings on the account.
**$3.00 monthly fee applies if balance falls below $200.00. Dividends paid on balances above $500.00.
*$25 is required to open Prime Time and Simply Checking accounts; $15 is required to open a Teen Club Checking.

 

MONEY MARKET ACCOUNT
 
BALANCE TIER RATE TYPE RATE APY
$2,500.00 and above Variable 0.15% 0.15%

$2,500 minimum balance is required to open account and earn dividends. Fees can reduce earnings on the account.

 

CERTIFICATES
 
ACCOUNT/TERM RATE TYPE RATE APY MIN BALANCE
18 Month Certificate Fixed 0.30% 0.30% $500.00
36 Month Certificate Fixed 0.70% 0.70% $500.00
48 Month Certificate Fixed 0.90% 0.90% $500.00
60 Month Certificate Fixed 1.00% 1.00% $500.00
6 Month Kids Club Fixed 0.20% 0.20% $100.00
12 Month Kids Club Fixed 0.30% 0.30% $100.00

On all certificate accounts above, Generations Credit Union may impose a penalty for early withdrawals. Fees can reduce earnings on the account.
Certificate rates and programs are subject to change.
Dividends are computed daily, paid monthly, or at maturity. The annual percentage yield listed above assumes dividends remain in the account until maturity. 

 

APY = Annual Percentage Yield       APR = Annual Percentage Rate

 

Fee Schedule

Click Here for Fee Schedule

Deposit Accounts

Email Link Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Generations Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated please contact Generations Credit Union by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

Close |   Continue

×

External Link Disclaimer

You will be linking to another website not owned or operated by Generations Credit Union. Generations Credit Union is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Generations Credit Union.

Close |   Continue

×